4Syte Secured Finance secures revolving credit facility with Shawbrook to support its growth ambitions

London, July 2 2025 – 4Syte Secured Finance, a Chelmsford-based specialist lender and part of the 4Syte Group of companies, has secured a £32.5m revolving credit facility with Shawbrook to support growth ambitions.

The new funding line will support the firm’s ambitious plans to grow its secured SME loan book to £50 million and beyond.

4Syte Secured Finance is an independently owned provider of security-backed loans to UK SMEs. Since its set up in January 2019, the business has deployed over £50 million in funding to over 300 SMEs across the country.

The new three-year funding package from Shawbrook follows a competitive refinancing process and with Shawbrook’s ability to tailor a flexible, performance-linked facility – alongside its understanding of 4Syte’s unique operating model and future plans – proved decisive. Paul Fenton, Managing Director at 4Syte Secured Finance, commented:

“We were looking for a funding partner that could not only support our current operations but really got behind our growth strategy – and Shawbrook stood out. Their team took the time to understand our business in detail, and structured a facility that gives us the headroom and confidence to scale.”

The facility is designed to provide the business with both stability and flexibility. Built around a revolving credit structure, it gives 4Syte the ability to fund new lending without repeated refinancing, while ensuring the capital structure remains aligned to performance and market conditions.”

Liam McGall, Director, Speciality Finance at Shawbrook, said:

“This is a fantastic example of how two specialist lenders can work in partnership to support the UK’s SME economy. We’ve worked closely with the 4Syte team over the past several months to understand their portfolio, growth plans, and strategy – and we’re delighted to provide a facility that helps them take the next step in their journey. We believe strongly in backing ambitious, well-run specialist lenders, and 4Syte’s track record and leadership speak for themselves.”

 

About 4Syte Secured Finance

4Syte Secured Finance offers secured loans to SMEs against residential or commercial properties. The secured lender is based in Chelmsford, Essex, with additional offices in London, Banbury and Leeds.

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